One of the main benefits of a DSCR loan is that a personal income calculation is not required, no paystubs, tax returns or income verification. The lender is instead focused on the cash flow that the real estate investment at hand is predicted to generate.

There’s a lot of complex processes happening in the background. As a borrower, you don’t care about any of that. You just care that it works.

As of 2022, securing a mortgage for a foreign national is not overly complicated or daunting. If the potential rental income exceeds the mortgage, tax and insurance expense you can qualify for an investor loan program.

In today’s low-interest environment, refinancing a mortgage can not only save you money but also potentially help access equity built up in your home

Do’s and Don’ts for self-employed borrowers. Here's what you need to know to obtain a mortgage as a self-employed home buyer.